United Bank Card Central Florida
800-882-5075
  

 

 

 

 

 

 

Check Guarantee / Conversion Program

It’s simply a fact of business that personal checks remain the preferred form of non-cash payment for your customers. That said, many businesses are reluctant to accept checks as payment because of the risk involved, which leaves most business owners with a dilemma: refuse check purchases and lose an extremely lucrative payment option, but accept them and you might be lining yourself up for fraud.

Thankfully, the good people of United Bank Card have a better option: The UBC Check Guarantee Program.

NEVER ACCEPT A BAD CHECK AGAIN!
This incredible program allows you to accept checks safely and confidently, including out-of-town and out-of-state checks (even checks from Canada and all U.S. territories) with minimal risk. The UBC Check Guarantee Program is beneficial to any business at risk for accepting NSF or bounced checks. It can also be added to your existing UBC credit card system at no charge, eliminating losses and fees from bounced checks practically overnight.

With United Bank Card’s guarantee service in place, checks are approved at the point-of-sale in just seconds and all bounced check claims approved by our system are paid back to your account within 24 hours. If an approved check is returned from the bank unpaid, it can be submitted to United Bank Card for processing and reimbursement, allowing you to concentrate on sales and not collections.

In short: with the UBC Check Guarantee Program in place, we guarantee that every check approved by our system is a good check. If the contrary proves to be the case, we reimburse your account. Could it be any easier than that?

CHECK CONVERSION PAYS YOU FASTER!
With UBC’s Check Conversion Program, the funds of each authorized check are electronically processed and automatically deposited into your account – there and then. No more waiting for clearance from the bank, no more tied up funds and no more deposit slips to fill out – even your bank charges are reduced! Funds are automatically placed into your account and you’re free to run your business.

 

CUTTING EDGE CREDIT CARD PAYMENT EQUIPMENT
United Bank Card carries a wide variety of credit card terminals and ancillary equipment to suit your every business need.

CREDIT CARD PAYMENT TERMINALS
Every UBC merchant account holder receives a Nurit 8320 state-of-the-art terminal or the Comstar CHARGE ANYwhere® wireless solution absolutely FREE!

CHECK SECURITY SERVICES
Refusing check payments means you miss out on the most popular form of non-cash payment in the business world today. With UBC’s Check Guarantee program, you can accept checks with confidence, knowing they won’t bounce. We will even equip your business with an eN Check 2500 check reader, free of charge!

SIGNATURE CAPTURE
United Bank Card can improve the efficiency of your credit card payment receipt storage and retrieval with our incredible signature capture service. Our network reduces the cost and hassle associated with chargebacks by having a digital copy of every signature on call. And as part of the UBC free equipment program, we will provide you with a FREE Lipman e-pad signature capture pad!


ACCEPT CREDIT CARD PAYMENTS TOMORROW
Whether you need a merchant account or already have an existing merchant account and are simply seeking a better rate, call United Bank Card today to speak with a sales representative or apply online for instant approval.